Premature menopause is the gradual decline of reproductive hormones in a woman’s body before the age of 40. Life insurance depending on the circumstances surrounding the event, the symptoms of pre menopause may come about gradually or with all of the intensity of a typhoon wave. Term life insurance there is a high likelihood that the woman’s doctor will give her a test for menopause before beginning treatment. Whole insurance while the symptoms and results of menopause are the same, it often has a more pronounced emotional effect on the younger woman. Here are a few of the risk factors for premature menopause.